Baccarat

Baccarat game table

ABOUT

In a game of online Baccarat, the majority of the action and decision-making is handled by the dealer. The dealer will draw the cards according to the specific rules of the Baccarat game in progress, at which point the player does not have any decisions to make.

Players will make only two decisions during a round of Baccarat:
  • The selection of the position that they believe will win the next hand.
  • The amount of the wagered bet.
The house banks all bets and collects and makes the payouts on every hand. Once the player selects their position and wager amount, there are no more decisions for them to make throughout the course of the hand.
winning a baccarat game
Online Baccarat Table
Online Baccarat is played with eight decks of cards that are re-shuffled after each hand and dealt from a shoe, similar to Blackjack. A total of four cards are dealt, with the first and third cards going to the Player’s hand, and the second and fourth cards to the Banker’s hand.

Once the Player and Banker receive their cards, their point total is displayed below the hand on the screen. If either hand has a total of 8 or 9, this is considered a “Natural,” at which point no additional cards will be dealt. The winning hand is determined by the person (Player or Banker) whose point total is closest to 9. If both hand totals are the same, a “Tie” is declared.

If a winning hand is not satisfied during the initial draw, a third card may then be drawn by the dealer. The third card is dealt face up, first to the Player’s hand and then, if necessary, to the Banker’s hand. Only one additional card per hand may be dealt.

HOW TO PLAY

Players are given a total of 5 different options they may bet on including:
  • Player hand
  • Banker hand
  • Tie hand
  • Player pair
  • Banker pair
Additionally, players may also bet on Banker and Player hand, or Banker and Player Pair or Tie hand at the same time.

Side Bets (Player Pair and Banker Pair)

Popular side bets in online Baccarat include the “Player Pair” and “Banker Pair” options. This side bet consists of wagering if the first two cards dealt either to the Player or the Banker (depending on which of the two side bets you choose) will be a pair, such as 5-5 or K-K. The side bet loses on all other outcomes that do not result in the first two cards being a pair. The game proceeds as a normal round of Baccarat, and as such players may make traditional wagers as well as the side bet, or even forgo the traditional wagers and only make the side bet. This side bet has a pay rate of 12 to 1.

Card Values

  • Aces count as one (1)
  • 2 through 9 count as face value
  • 10s and picture cards count as zero (0)
Examples:

9+7=16 Hand counts 6
5+5+5=15 Hand Counts 5
10+9=19 Hand is a “Natural” 9
King+Ace+5=16 Hand counts 6

Third Card Rules

The Player or Banker may or may not receive a third card based on the following situations:

- If either the Player or the Banker has a total of an 8 or 9, they are forced to stand.
- If the Player’s total is 5 or fewer, the player is forced to draw.
- If the Player stands, the Banker will draw a third card if they have a total of 5 or fewer.

Online Baccarat Drawing Rules (S = Stand, D = Draw)

Bankers Score Player’s Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S D D S S
5 S S S S D D D D S S
4 S S D D D D D D S S
3 D D D D D D D D S D
2 D D D D D D D D D D
1 D D D D D D D D D D
0 D D D D D D D D D D

Intro Screen and Settings Menu

Table Limits

The game allows the player to choose from amongst three possible table limits – low, normal, or high – thereby affecting the possible betting ranges and selectable chip range. Table limit may be altered from the game intro message or from the in-game setting menu, though not in mid round. Please note that changing game limits does not affect game rules. Regardless of table limit, progressive jackpot bet is always limited to one currency of play.

Table Style

The game allows the player to choose from amongst two possible table styles – classic or digital. The table style may be altered from the game intro message or from the in-game setting menu, though not mid-round. Please note that changing table style does not affect game rules.

Turbo mode

Turbo mode, selectable from the intro screen and also the in-game settings menu, allows for a faster pace game by eliminating most card dealing and collection animations. Please note that changing the game speed does not affect game rules.

Background music

This button in the settings menu allows the player to disable the background music.
NOTE: Malfunction voids all pays and plays.

For the full and official game instructions click here.

Online Baccarat Payouts

Player Winning Hand 1 to 1
Banker Winning Hand 1 to 1
Tie Bet 9 to 1
Player and Banker Pair Side Bet 12 to 1


Return to Player percentage (RTP) is as follows:

Bets RTP
Banker Bet 98.94%
Player Bet 98.76%
Tie Bet 85.64%
Pair Bet 89.64%

WINNERS

Winnings this week
Number of winners this month
Highest amount won this year

Recent Winners

Jackpot History